budget

Achieving goals – June

July 2, 2008

It’s time to report in and see how well I’ve done in achieving the goals I set for June. I have to say that knowing I’d be writing about my goals here, for all to see, has really made me focus. Blogging Write a series of posts to schedule if I am away. I’m into […]

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Side effects of saving

June 5, 2008

We have been watching our spending for a couple of months now. For the most part we have been doing a good job and sticking to our budget. In all, we’ve cut our spending by about $500 a month. We’ve managed to do that by stopping the impulsive purchases, becoming more efficient at grocery shopping, […]

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Our first big test

May 31, 2008

Image via Wikipedia On Thursday I wrote a post about . I wrote about how instead of making impulse purchases of things we think we need, we are making ourselves think again. Well, as it turns out, our resolve is being tested. What timing! Around dinner time on Thursday night our town was blacked out […]

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Wants vs Needs

May 28, 2008

Image via Wikipedia For a lot of people “need” and “want” have come to mean the same thing. All to often we are being programmed from an early age to believe that wants are needs. Rather than being guided by our heads when it comes to purchases, we are guided by our hearts. We need […]

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Budget Review for April/May

May 21, 2008

The Engineer was paid on the 15th, so on the weekend we sat down and reviewed our budget to see how we had fared. Overall, we did well. We made it through the month without a credit card. Woo Hoo! This is the first time in years that we have not relied on our cards […]

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Reducing the grocery bill – week 2

April 29, 2008

I have been feeling disheartened with my grocery bill reduction progress. Last week we spent $215. It’s a bit odd, because I thought with being away for the weekend we would spend less. Perhaps I’m being a bit harsh, as we did cater for an improptu family picnic on Saturday. The fact it wasn’t planned […]