budget

Big Savings on Groceries

June 2, 2009

Over the last few months our bank balance has been looking sadder than usual the week before payday. I don’t think it’s because we’ve been spending excessively, rather the cost of everything – especially groceries – has been increasing. The Thinker has been picking up our fruit and veg at the market each week. This […]

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Getting the finances back in order

February 25, 2009

Over the Christmas break and summer holidays I made a conscious effort to let go of some of the restrictions we place on ourselves during the rest of the year. Schedules pretty much went out the window and, to a certain extent, so did any sort of budgeting. Now that the new year is well […]

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Challenges to being frugal

July 29, 2008

Welcome to the readers of the 164th Carnival of Personal Finance, kindly hosted by Squakfox. If you’re new to Journeyer’s Chronicles, I’d like to extend an extra big welcome. I hope you enjoy your visit. You can find more of our personal finance experiences here. And don’t forget, if you enjoy your visit you can […]

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Frugal Wisdom

July 9, 2008

Image via Wikipedia The 133rd Festival of Frugality has begun over at Squawkfox. Here are some of my favourites from the bursting “Bare Necessities” edition. My View of Frugal Thinking from the Personal Financier makes a lot of sense to me. One of the best ways to save in the long run is to invest […]

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Christmas in July – Get Organised

July 8, 2008

Each Tuesday in July, I will be writing about a different aspect of being prepared for Christmas. Some parts may help with your Christmas in July celebrations and some may just get you thinking about December. I usually rush around in late November/early December getting ready for Christmas. This year, I’m determined to make it […]

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Dipping into the Emergency Fund

July 7, 2008

We have been working hard to over the last few months. We’ve been quite successful, although it is hard to change long term habits. We’re paying down the credit cards. We have our emergency fund ready should an emergency occur. It seems though, that Mr Murphy is not all that keen on us sticking to […]