reduce debt

Challenges to being frugal

July 29, 2008

Welcome to the readers of the 164th Carnival of Personal Finance, kindly hosted by Squakfox. If you’re new to Journeyer’s Chronicles, I’d like to extend an extra big welcome. I hope you enjoy your visit. You can find more of our personal finance experiences here. And don’t forget, if you enjoy your visit you can […]

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An introduction to credit card woes

April 15, 2008

Back in the good old days when interest rates were going down instead of up, we made the decision to switch to a home equity loan. You know the ones where your salary goes straight into the loan account and sits there earning interest? You use your credit card for all your bills, then pay […]

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