frugal

Big Savings on Groceries

June 2, 2009

Over the last few months our bank balance has been looking sadder than usual the week before payday. I don’t think it’s because we’ve been spending excessively, rather the cost of everything – especially groceries – has been increasing. The Thinker has been picking up our fruit and veg at the market each week. This […]

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Challenges to being frugal

July 29, 2008

Welcome to the readers of the 164th Carnival of Personal Finance, kindly hosted by Squakfox. If you’re new to Journeyer’s Chronicles, I’d like to extend an extra big welcome. I hope you enjoy your visit. You can find more of our personal finance experiences here. And don’t forget, if you enjoy your visit you can […]

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Christmas in July – Gifts

July 22, 2008

One of the major tasks at Christmas time is organising gift giving. In my post, I suggested starting a list of possible gifts early in the year. This has a number of benefits: You won’t be in a flap come December trying to think of things to give someone. More time to think will quite […]

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Frugal Wisdom

July 9, 2008

Image via Wikipedia The 133rd Festival of Frugality has begun over at Squawkfox. Here are some of my favourites from the bursting “Bare Necessities” edition. My View of Frugal Thinking from the Personal Financier makes a lot of sense to me. One of the best ways to save in the long run is to invest […]

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Side effects of saving

June 5, 2008

We have been watching our spending for a couple of months now. For the most part we have been doing a good job and sticking to our budget. In all, we’ve cut our spending by about $500 a month. We’ve managed to do that by stopping the impulsive purchases, becoming more efficient at grocery shopping, […]

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Our first big test

May 31, 2008

Image via Wikipedia On Thursday I wrote a post about . I wrote about how instead of making impulse purchases of things we think we need, we are making ourselves think again. Well, as it turns out, our resolve is being tested. What timing! Around dinner time on Thursday night our town was blacked out […]

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