Posts tagged as:

debt

Big Savings on Groceries

June 2, 2009

Over the last few months our bank balance has been looking sadder than usual the week before payday. I don’t think it’s because we’ve been spending excessively, rather the cost of everything – especially groceries – has been increasing.
The Thinker has been picking up our fruit and veg at the market each week. [...]

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Wants vs Needs

May 28, 2008

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For a lot of people “need” and “want” have come to mean the same thing. All to often we are being programmed from an early age to believe that wants are needs. Rather than being guided by our heads when it comes to purchases, we are guided by our hearts.
We need food, [...]

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Getting off the consumerism bandwagon

May 13, 2008

When did everyone become so entrapped by consumerism? When did “wants” like the latest mobile phone, massive houses, new clothes every season, big, new cars and expensive birthday parties become needs, on a par with food, shelter and adequate medical care? Our family hasn’t been immuned to this epidemic. We’ve jumped on [...]

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How we’re reducing our credit card debt

April 22, 2008

Like thousands of other families, we are trying to reduce our credit card debt. In An introduction to credit card woes I mentioned that we have tried this before, but this time I feel like we’re actually going to do it. Here’s why.
The first thing we did was sit down together and decide [...]

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An introduction to credit card woes

April 15, 2008

Back in the good old days when interest rates were going down instead of up, we made the decision to switch to a home equity loan. You know the ones where your salary goes straight into the loan account and sits there earning interest? You use your credit card for all your bills, [...]

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